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Adjusting the numbers on your auto insurance coverage can save quite a bit. If you are willing to spend more out of pocket in case of a mishap, raising your deductible will lower your cost. A prior insurance coverage discount is often offered for consumer longevity. This doesn't always have to be with the same company. Most will honor proof of insurance from other companies. If you have had any accidents, check with your insurance company to make sure they have all the information correct. False or outdated information can cause significant rate increases. Information to check would be; making sure your listed as not at fault for crashes caused by another, for non-injury crashes, it should be stated as non-injury, and ensuring that accidents older than three years are not listed.

The type of vehicle will affect the rate too. Sports cars, luxury cars, and SUVs are some of the most costly to insure. After you have decided on a make and model of a vehicle you want to purchase, get an auto insurance quote before signing. You will be surprised of how much of a difference there is between types of vehicles. Buying a four door vehicle or economy vehicle will save lots of money on car insurance.