If the expenses caused by an accident in which you are at fault exceed the amount of your basic liability policy, you could be held personally responsible for paying the difference out of your own resources. This could mean that you would lose your life savings or even be forced to sell your home. Buying your car insurance - whether a high risk basic liability policy or a more full-featured policy - online will also save you money.
In order to see the prices from as many insurance companies as possible it is a good idea to make price comparisons on more than one of the multitude of price comparison websites - but once you've collected all of the prices you've found, just choose the lowest price and you're done!
If you're looking for affordable high risk car insurance here in Alabama I'm going to let you in on a little secret. While Alabama demands that every driver on its roads buy insurance, the state also recognizes that not everyone can afford to pay a great deal for their car insurance and so the state has a special high risk but very affordable policy available for its drivers.
The most affordable type of car insurance policy you can buy in Alabama is known as a 20/40/10 basic liability policy.
Sunday, May 4, 2008
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