california car insurance

People who own antique cars are generally passionate about them; these cars in particular need some type of insurance to protect them against accidental damage. Antique car insurance is not that difficult to find with many companies now able to provide this specialist service. This is obviously good for the person searching for the classic car insurance as they have an abundance of companies to choose from; they are also more likely to get the policy at a competitive price.

This area has not gone unnoticed by commercial auto insurers who now have special policies for collectors of antique cars; these plans reflect the specialized nature of this type of auto cover and are often called ‘collectors auto insurance'. Operatives for these companies can take all the details of your car so they can tailor make the policy to fit the car. Your level of cover will depend on how much you can afford but it is possible to lower this by arranging for your deductible to be raised above the minimum set by the insurer.

Large insurers may not specialize in antique car cover but there are other benefits; these are usually old and trusted firms with a large customer base which is important when you are insuring a precious possession. If you purchase a car policy through one of these large commercial insurers then the chances are you will also be able to insure your regular car with them, sometimes on the same policy. Often, the cost of an antique car insurance policy is higher with this type of company but many owners feel the extra cost is worth it as they feel much safer knowing the company is well known and has a long history.