3) Have you reviewed with your agent how many miles you drive a year and whether it is business or pleasure? In most cases if you can get under 10,000 miles a year and for pleasure (personal use)only you may be able to get a reduction of 5-10 percent.
4) Do all you can to eliminate damage to your car such as "fender- benders." Take a defensive driving course, put car in garage, and allow more time to go to your destination. Do not submit small claims. Changing the deductible needs to be accompanied by very low claims history to receive significant discounts. Claims equal premium increases. To be able to change auto insurance carriers, all persons that are insured need to be free of any moving violations such a speeding, seat belt, improper turns to name a few..for three years.
Sunday, May 11, 2008
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