Many people try to save money on their bike insurance by increasing the amount of excess they are willing to pay in the event of a claim, as the premium price will be lowered. However it is also worth decreasing your voluntary excess, sometimes it is possible to get the same price for a lower excess.
Paying your insurance premium off in a lump sum will also save you money, paying monthly by direct debit sometimes racks up as much as 30% interest, if you can't pay for the whole policy up front use a 0% purchase credit card and pay off the balance in full before your term ends on that.
Sunday, May 11, 2008
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