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Everyone should have auto insurance for each vehicle they own. Insurance not only protects others, but protects you too. In most states, vehicle insurance coverage is the law. Many states now require proof of insurance before you can even register your vehicle. A lot of car insurance companies took advantage of this and raised their coverage costs, now several states have mandated laws to protect the consumer from being overcharged. These laws, along with some smart shopping tips, will ensure that you will get the best price possible for the coverage you desire.

Get quotes and don't be afraid to let each company know what another company quoted. They want your business and may be willing to meet or beat a competitor's rate. Quotes are easily obtained by phone or online. Personal information, like drivers license number or Social Security Number, does not need to be revealed in order to get a quote for auto insurance.