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When you walk into a dealership and take a decision on a particular car, whether you lease or buy, the conditions have been agreed. The next step is that you are asked to meet the financial function, which creates a discussion with regard to insurance and extended warranties.

It is at this moment you the opportunity to ask many questions before taking any decision on what kind of guarantee best meets your needs. While most dealers can automatically extended by the manufacturers warranty, which most of the time is included in the price of the vehicle, there are others who have a guarantee from another company. If it does, it is up to you to ask for the manufacturers warranty before signing on the dotted line.

Read the warranty contract carefully. The reason for this is that most of the car cover contracts are not regulated and therefore it may happen that they can not call as they say. There are car extended warranties that may be limited to specific parts that break, or there may be guarantees which are limited to the parts that wear. Determine what is covered first, then make an informed decision.

The powertrain warranty, for example, can be misleading in the sense that not all important components of the car. It concerns only those parts, such as the transmission, engine and drive train.